You’ve decided to search for insurance. You’re ready to work with a professional that can help you with your insurance. Then, you come across ‘Independent Agent.’ It sounds cool, but, now you’re wondering, what does an Independent Insurance Agent actually do? We’re here to break it down for you!
Educate
Our agents are happy to share their knowledge with you. They will educate you on insurance coverage so that you can make an informed decision. It’s scary not knowing what you’re paying for or whether or not what you’re paying for will protect you. That’s why our agents make sure to share what Personal Injury Protection and Bodily Injury cover and the difference between broadened and standard collision, for example.
Options
Similar to how we share education on coverage we also give you the options that are available to you, such as: Do you want Back Up of Sewer and Drains on your Home Insurance? Do you want Roadside Reimbursement on your Auto Insurance? And what’s the cost difference?
Ultimately your insurance is your choice, but we believe you should know all your options before signing on the dotted line.
Choosing Limits
We also help you understand what limits you are choosing and what they will cover. Lifestyles vary, so limits that are a good fit for your neighbor might not work for you. Making sure you choose insurance limits that fit your lifestyle is another way we can help you get properly insured.
Personal Shoppers
An Independent Agent is like a personal shopper. Right before your policy renews, we’ll shop your insurance with our carriers. It’s a time saver for you because we keep all your information and coverage the same, giving you a true apples to apples comparison. Our agents take the guess work out of shopping for insurance.
Support
Having your insurance with an Independent Agent comes with built-in support, especially during a claim. We’re educated on our carriers towing processes and claims numbers, as well as local restoration services so that we’re prepared to help when you need us most.
Customer Service
Our agents are here for you to add/remove a vehicle or driver from your policy. They’ll even tell you the price difference. Young driver? They’ll talk to you about the best moves to make. If you’re looking to buy a new car you can get a price from them ahead of time.
Between helping you choose limits and understanding coverage, shopping for your renewal and support during claims you can see Independent Insurance Agents do a lot! But our motto is “we love helping people” and you’ll find it’s apparent in all we do.
