Insurance For Heating & Air Contractors

You’ve built your reputation one service call at a time — early mornings, late-night emergencies, and everything in between. You keep homes comfortable and systems running, and there’s a lot of moving parts to manage already. Figuring out insurance shouldn’t have to be one of them.

That’s where we step in. Our Commercial team brings 35+ years of experience helping HVAC contractors understand, navigate, and secure coverage that actually has your back when things get heated… or cooled.

Let's Work Together!
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WHAT CLIENTS SAY:

“I recommend Michigan Insurance Group for your insurance needs! I worked with Tucker and he was kind, patient and personable.”

Kennady S.

“The staff at Michigan Insurance Group is incredibly responsive, quick to get things done and are always willing to answer any questions. They go above and beyond to assist wherever is needed. Highly Recommend.”

Carlos S.

“Excellent all around! Incredibly knowledgeable and honest. They helped me before I was a customer and went out of their way to make sure I had what I needed. I would recommend them any day to anyone!” 

Greg C.

 

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RECOMMENDED COVERAGE:

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Contractor's Liability

Covers your business if someone gets hurt or something gets damaged because of your work. It also helps protect you from common lawsuits.

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Business Auto Insurance

Covers your work vehicles and the equipment permanently attached to them. Make sure your equipment is listed on your policy!

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Contractor's Equipment Floater

Contractor’s Equipment Floater covers your tools and equipment, not attached to your work van, even when they move from job to job.

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Errors & Omissions Insurance

Errors and Omissions  helps pay to fix mistakes in your work that cause a financial loss.

Additional Coverage to Consider:

Every business is unique, therefore not every policy is built the same. As we get to know your business and how you do business we’ll build a customized policy that fits your operations. Here are a few other types of insurance to consider:

  • Worker’s Compensation – protects your employees if they are injured on the job.
  • Umbrella Liability Insurance – provides additional and sometimes broader coverage on top of your other liability policies.
  • Cyber Liability Insurance – protects your business from costs related to a cyber attack or data breach.

stay cool with the right coverage!

Protect your business with coverage that works as hard as you do!

Fill out the form and an agent will be in touch to help you keep your business running smoothly with the right protection plan.